Mortgage Loans

mortgagefamily

We Have A Mortgage Loan Solution To Fit Your Financial Situation

Our Mortgage Department offers a full array of home loans, each delivered with prompt, responsive service and at hours that fit your schedule. We understand that the mortgage process may cause you to have a considerable number of questions along the way, and we stand ready to provide accurate, complete answers as we tailor the right mortgage solution to meet your unique financial needs.

These are just a few mortgage loan programs we offer that may be right for you:

Conventional Loans – If you have decided to purchase your first home or your fifth home, you know it can be an exciting and scary process.  Our mortgage lending experts are here to assist you throughout the entire process of securing your home.  We provide you with detailed information to help you craft a financial strategy that will work for you.

FHA and VA Loans -   FHA and VA loans are are not just for the first time home buyer and can offer many benefits.  Our mortgage lenders will assess your financial situation, educate you on programs that may fit your needs and make your dream home a reality.

Construction loans to permanent financing; Just one easy application.  At First New Mexico Bank, our team of lending professionals can provide competitive construction loans for your new residential construction project.  A First New Mexico Bank construction loan can include the construction loan period and long term financing to build your new dream home.

Lot Loans – When you have decided it’s time to build your dream home and purchase land for your primary residence or perhaps a vacation home, First New Mexico Bank can assist you in securing a loan for your land purchase.  Working with a local lender when securing unimproved land provides a distinct advantage because they may be familiar with the property.

MFA first time home buyer with down payment and closing costs assistance.  If you are a first time home buyer, there are many resources and special programs available to you.

Is Refinancing Right For You?

Depending on when you purchased your home, you may be paying a much higher rate of interest than you need to.  Generally, it’s a good idea for you to consider refinancing whenever the interest rate for mortgages is more than two percentage points below your present mortgage or you presently have an adjustable rate mortgage that is likely to rise in the months to come. For more details, speak to one of our mortgage loan experts at (575) 556-3000.

Buying a New Home Should Be a Pleasant Experience

Our mortgage lending staff will make a complicated process simple and easy to understand.  Call Donna Stryker or Linda Valentine today at (575) 556-3000 or apply online with our Secure Loan Application.

You may also fill out our Mortgage Request Form and we will contact you to setup an appointment or finish your mortgage application over the phone.  We will get back to you right away!

Our Mortgage Checklist provides you with a list of the documents that are usually required during the loan process.

*All credit applications are subject to standard credit and underwriting approval.


Meet our Mortgage Lending Officers

  Donna Stryker Donna Stryker
Senior Vice President

NMLS #416307

575-556-3070Donna’s lifetime commitment to mortgage lending is reflected in her ability to provide the best solution for your next home purchase or refinance. Donna can give you an immediate approval and process the loan from application to closing quick and efficiently.
 
 
First New Mexico Bank, Las Cruces
NMLS #411425